 Commercial General Liability
Self-Rate Admitted Commercial General Liability | Click-Here
Our General Liability program offers competitively priced policies with flexible coverage options for General Contractors, Roofing Contractors and most classes of Artisan/Trade Contractors. Our programs allow a broad range of acceptable operations, including residential and commercial contractors, new ventures or no prior insurance; as well as preferred pricing for established accounts with no claims.
 General Contractors Program
- Minimum Premiums from $1,000-$1,500+ ($300+ for Artisan/ Trade Contractors)
- Work Completed by Subcontractors is Covered - Including; Insured, Uninsured and Underinsured
- Full Occurrence Form Available
- $1,000,000 / $2,000,000 Aggregate Limits Available
This program is designed for small to medium-sized residential and commercial general contractors (GC’s) who use adequately insured subcontractors (see “Special Conditions” below). We are not a market for GC’s doing any industrial, medical, institutional or multi-family construction. A general contractor can be defined as an entity that is responsible for the overall supervision and coordination of a building project. We can consider “paper contractors” who use subcontractors for 100% of the work or general contractors who use their own employees for all or some of the work and subcontract out the remainder.
Three (3) form options to provide the amount of coverage your customer needs that are priced accordingly:
- Occurrence with Special Conditions – This option provides occurrence coverage under ISO’s CG0001 - Commercial General Liability Coverage Form.
- Occurrence (with Special Conditions) with Two (2) Year Sunset Option - This option provides occurrence coverage under ISO’s CG0001
- Claims Made Option (with Special Conditions)
Eligible Risks...
- Residential or Remodeling General Contractors with annual receipts of $15,000,000 or less and individual project maximum of $3,000,000 or less.
- Commercial General Contractors with annual receipts of $45,000,000 or less and individual project maximum of $15,000,000 or less.
- New Ventures with a minimum of three (3) years building experience
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Workers Compensation Programs
We are pleased to provide insurance solutions for small to mid-sized employers. We provide mono-line workers' compensation coverage in South Carolina and following States. Our target account has premiums ranging from $500 to $500,000 across all major industry groups, including manufacturing, construction, wholesale & retail, service and office & clerical operations.
Injuries, accidents and illness will happen and can have a tremendous affect on employees and employers. You need to have confidence that the carrier will be there when your client needs help.
AIC is ready, willing and able.
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Auto Recycling / Dismantling Programs
Program Highlights:
- Customized Program for the Auto Recycling/ Dismantler industry
- Experienced Underwriting Staff and Expertise
- Superior Claims Service
- Loss Control
Lines of Coverage:
Garage Liability
Commercial General Liability
Commercial Automobile
Workers Comp
Products available to contracted producers for The Firestone Agency of Florida Inc.
Producer has no authority to bind coverage. Coverage must be confirmed by an authorized representative of the Firestone Agency of Florida Inc.
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