News & Additional Product Information

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Hundreds of Insurance Products

Apartment Buildings

Artisan Contractors

Boat Service & Repair

Homeowners HO-3 and HO-8 Programs

Restaurants, Nightclubs, Bars & Taverns

Retail Store Packages

Shopping Centers, Malls, Parking Lots

Truckers Moving & Storage Facilities

Tenant Occupied Dwellings

Condos & Homeowners Associations

Caterers, Bakeries

Dry Cleaners, Coin Laundry

Auto Repair and/or Used Car Dealers

Vacant Buildings

Day Care Centers

Manufacturers

Schools

Valet Parking

Lessors Risk Liability

Commercial Property and Windstorm

Service Stations & Convenience Stores

Umbrella & Excess Liability

Social Clubs

Workers Compensation

OCP, Builders Risk, Vacant Property

Personal Umbrella, CPL

DIC Wrap Around Citizens Guidelines

Monoline Dealers Physical Damage

Monoline Garage keepers Legal Liability

Mobile Service Operations

Monoline Plate Glass Coverage

and so much more...

Restaurant Package Programs

• General Liability
• Property
• Liquor Liability
• Umbrella/Excess available
• Assault and Battery
• All risk coverage (Bldg & Contents)
• Replacement Cost Valuation
• Signs and Glass
• Off Premesis Power Failure
• Accounts Receivable
• Valuable Papers and Fine Arts
• Food Spoilage
• Crime
• Equipment Breakdown

Personal Lines

GLUK Homeowners HO-8 Program

• Max $250,000 Dwelling Value
• Windstorm & Hail Coverage
• Homes over 20 years old considered
• EZ Rate Quote, Bind and Issue
• Dade, Broward, Palm Beach, Remainder

LLOYDS Homeowners HO-3 Program

• Dwelling values $500,000 to $20,000,000
• Windstorm & Hail Coverage
• MNC risks built post 1994
• Competitive outside Tri-County

Proudly Representing.

Contact us for more information.

We simply understand Garage Coverage.

Dealer & Non-Dealer Service risks, Garage Liability, GKLL, DOL, Broadened & optional coverage, unlimited radius, dealers E&O, false pretense, broadened coverage, specialty vehicle sales and repair, heavy trucks, trailers, motorcycles, scooters, RV's, and more. Valet parking, mobile service operations. In-house binding authority. $750,00 MP.

• Garage Liability
  • Used Auto and Truck Dealers
  • Auto Service & Repair Shops
  • Motorcycle Dealers and Repair Shops
  • Valet Parking on-street/on-road driving
  • Tow Truck Operations including On Hook
• Garage Keepers Legal Liability
  • Comprehensive Coverage, Inside Storage Credits
• Dealers Open Lot
  • DOL including Windstorm Hail
  • Unlimited Radius, Furnished Auto Use
• Commercial Auto Physical Damage
• Truckers General Liability
  • Storage and warehouse facilities
  • Blanket Additional Insureds

Commercial Property - Got Wind?

We represent carriers supported by the highest rated reinsurance in the industry. Multiple windstorm markets, competitive pricing. Habitational, mercantile, vacant property. Special Form, tri-county windstorm, DIC and excess windstorm coverage. Property Brokerage facilities available. ACORD applications accepted.

• Hundreds of Classes of Business
• Inhouse Binding Authority
• Condominiums, Apartments, Hotels
• LRO Buildings
• Shopping Centers
• Builders Risks
• Ordinance or Law
• Boiler and Machinery
• Property Enhancement Endorsements
• Windstorm Hail Coverage

Motor Truck Cargo including long-haul or local moving companies, household goods, heavy equipment, autos and more. nationwide radius, new ventures, driver violations, optional coverage. Domestic and international specialty programs. Trip Transit Coverage available. Contact us.

Commercial Auto Physical Damage commercial vehicles, unlimited long-haul radius, major MVR violations considered, optional endorsements and competitive pricing at $750.00 MP. Truckers CGL and Motor Truck Cargo Coverage available.

Inland Marine & Contractors Equipment including all-risk coverage, multiple programs, miscellaneous unscheduled tools and equipment, competitive pricing $750.00 MP. Warehousemens Legal Liabiity, Personal Article Floaters, and more...

Personal Umbrella & CPL Programs

Excess & Target Personal Umbrella Limits to $5,000,000

with MVR violations considered. Fast Turnaround.

Our personal umbrella products include both personal umbrella and personal excess on an individual risk basis. Through our facilities, we can provide coverage up to $5 million for standard risks and $5 million for non-standard accounts, including people in high profile occupations.

We bring flexibility, creativity and solutions for your clients that have:

• Different underlying carriers for homeowners and automobile ( subject to acceptable A.M. Best rating) 
• Risks with youthful operators or driving violations
• Risks with recreational vehicles, including ATVs, boats, and snowmobiles
• Other special situations

Liquor Liability - Monoline or Package

Monoline or package terms, assault & battery options for hard-to-place risks. Nightclubs, Bars & Taverns. Convenience Stores, Beverage Stores and more.

• Occurrence Policy Form
• Defense Costs in Addition to Limit
• No Deductible or SIR
• Aggregate Limit Applies Per Location
• Additional Insured-Employees Included
• Assault & Battery Buyback Available
• Limits up to $1 million/$1 million available

Builders Risk & Vacant Property

3, 6, 9, or 12 month terms, windstorm coverage, optional endorsements,

renovations and new construction, competitive pricing.